Minimum Income for Spanish Residency 2025
Dreaming of life under the Spanish sun in 2025? Whether you’re planning to work remotely from Valencia, retire in Málaga, or start a new chapter in Madrid, understanding the minimum income required for Spanish residency 2025 is one of the first and most important steps.
Spain has specific financial thresholds you must meet to qualify for various residence permits, and these change every year. For expats looking to settle legally and stress-free, knowing the income requirements for Spain visas in 2025 can help you plan smarter and avoid delays or denials.
In this guide, you’ll find everything you need to know about the financial requirements for residency in Spain, broken down by visa type. And if you’re unsure which path fits you best, SublimeSpain’s legal experts are here to help you navigate it with confidence.
What is the IPREM and why does it matter?
The IPREM (Indicador Público de Renta de Efectos Múltiples) is a Spanish government index used to calculate eligibility for public benefits, subsidies, and legal thresholds, including those required for residency permits. Introduced in 2004, the IPREM has replaced the minimum wage as the benchmark for assessing income requirements in administrative processes.
When applying for Spanish residency, the IPREM is used to determine whether your financial resources meet the minimum threshold. For example, many non-lucrative visas require proof of income equivalent to 400% of the annual IPREM, while additional family members typically require 100% each. This means even a slight adjustment to the IPREM can significantly impact the total income you need to show.
Understanding the IPREM isn’t just about meeting a number, it’s about being fully prepared for your residency application. That’s why staying up to date on the latest rates and how they’re applied is essential if you’re planning a move to Spain in 2025.
The confirmed IPREM amounts for 2025
The Spanish government has officially confirmed that the IPREM values for 2025 will remain consistent with those from 2024. This means there is no adjustment to the index in the latest Presupuestos Generales del Estado (National Budget).
- Annual IPREM (12 payments): €7,200
- Monthly IPREM: €600
- Daily IPREM: €20
These figures are the standard reference for most residency-related financial calculations in Spain, particularly for visa applications. It’s worth noting that while a version of the IPREM exists based on 14 monthly payments, totalling €8,400, this higher figure does not apply in the context of immigration procedures or visa assessments.
Minimum income for Non Lucrative visa
The non lucrative visa in Spain does not allow you to work or receive salaries. However, it does allow you to have income from other sources.
For 2025, the general rule of thumb is:
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A single applicant should prove a monthly income of approximately 2.5 times the IPREM.
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For each dependent, the required income increases by 1 times the IPREM.
To put it into context: if you’re applying alone, you’ll need to show you earn or hold at least €1,500 per month. Add a spouse, and that figure rises to €2,100 per month. These calculations are essential, as they reflect your ability to support yourself and your family without relying on public funds.
Minimum income for the Business visa
The Business visa does not have a minimum requirements, but you need certain documents to apply. For example, you will need to show that you already have clients for a self employed work visa. For the entrepreneurs there are also complex requirements which should benefit Spain.
Minimum income for EU Blue Card
You must have a contract which pays you at least 50% more than the average wage in Spain OR 20% more if the skills are in demand.
Minimum income Au Pairs visa
There is no minimum income requirement, however in Spain, au pairs are paid a minimum of 70 euros per week in pocket money from their host family. Board and lodging are both complimentary.
A word from SublimeSpain
These were the minimum requirements for residency in Spain. However, they can change every year. Make sure you consult with your local authorities or a lawyer well before submitting any applications. You can also visit the government’s official site for further information.
If you have any questions about visa requirements for Spain, feel free to contact us. We will get back to you as soon as possible.
Disclaimer: Information on this page may be incomplete or outdated. Under no circumstances should the information listed be considered professional legal advice. We highly recommended seeking guidance from a legal expert if you lack extensive knowledge or experience dealing with any of the procedures outlined in these articles.