Tag Archive for: Analyses

Cost of Living in Spain With Numbers

The cost of living in Spain is a popular topic among those looking to relocate. For most people, the cost of living is a major factor when deciding where to live. Whether you’re relocating for a job, retiring, or starting a new adventure in the sun, finding out how much things cost can be helpful in preparing financially.

In this blog post, we explore exactly how much money you need to afford a comfortable lifestyle in Spain. Read on for an inside look into one of Europe’s most beautiful countries.

How much do people need to live comfortably in Spain?

Although it is impossible to determine the exact cost of living in Spain, since each person has different expenses due to many factors, we can establish an estimated number. The cost may be higher or lower, depending on the type of life you have, the job you get and your ability to save, among others.

For a single person, the price range varies between 1000 and 1800 Euros. While for a typical family (4 people) the cost is between 2500 and 3500 Euros.

Of course, there are more expensive or cheaper cities, but in general terms the cost of living in Spain is one of the lowest in Western Europe.

Cost of Living in Spain With Numbers To Help You Budget Better
Spanish currency banknotes and coins

Housing rent and utilities in Spain

Rent prices in Spain vary widely depending on the city and location. For example, in major cities like Barcelona, living costs and average rental prices can be quite high. This is due to its popularity as a tourist destination. However, it is considerably cheaper to rent in other cities. The average monthly rent in Barcelona is around €1000 per month for an apartment in the city center.

In Madrid, a beloved city for expats, renting an apartment in the center can cost around €900 per month. Conversely, if you choose to live outside of downtown Madrid, the average price for one-room accommodation drops to an affordable €700 each month.

If you’re on a budget, Seville is your perfect destination. You can rent an apartment in the city center for as little as €600 or outside of town for even more savings at only €450. It’s an ideal city for those looking to live abroad on a tighter budget.

Buying property in Spain

Spain is an excellent option for those wanting to purchase the property. Property prices vary from city to city, as well as region to region.

Generally, the average price of a house in Spain is much lower than in other Western Europe countries. The average house price in Spain is €2.405€/m2 in January 2025.

Cost of products in Spain

Food costs in Spain are quite reasonable, making living comfortable and easy on the wallet. Although it can be difficult to calculate individual grocery costs, $100 per couple per week is usually enough. Furthermore, if you’re used to eating out often, you’ll likely spend less than that on your grocery bills.

The country’s strong agricultural industry produces many local products. Also, its hot weather makes it possible for food items to be available at an affordable cost. Various fruits and vegetables are grown here within its extended growing season, making them accessible even when they’re considered gourmet produce in North America.

Locally sourced meats such as lamb are a bargain at only $10 per pound. Instead, fish and shellfish from coastal regions cost anywhere between $2 -$7 depending on the variety.

The Mediterranean diet is made easy with an abundance of affordable products such as olive oil starting at just $4 a liter or local wine for an unbeatable price of $3.75 per bottle. Spain’s answer to Italy’s cured ham, Jamón serrano, can also be bought easily in the region so you can eat both healthily and well without breaking the bank.

Restaurants in Spain

If you’re looking for a great deal at a low-cost restaurant, save money with the menú del día (menu of the day or special lunch menu). Most places offer this meal between €10 and €15 per person. You’ll enjoy a salad, soup, paella, or vegetable dish as an appetizer, followed by meat/fish entrees (and even vegetarian options), bread, and sometimes dessert & coffee. Washed down with beer or wine- all included in one price.

Enjoy a romantic evening out without breaking the bank. A dinner for two at an average restaurant is only €40, and drinks are budget-friendly too – beer: 2.5€ or less; wine: 5€; cappuccino: 1.65€.

Public transport in Spain

With its longstanding and dependable public transportation system, exploring Spain has never been more convenient or economical. Madrid, Barcelona, Bilbao, and Valencia each have an efficient metro network to get you around the major towns and cities with ease; numerous buses offer intercity routes as well as regional services. High-speed trains are also available for those who want to cover greater distances in a shorter amount of time.

A bus ticket for a one-way ride will cost you about €1.5, and if your stay is longer than that, then the monthly pass costs between €35 to 45, depending on the city. Book your tickets at least two weeks before departure to save some money while traveling from Madrid to Barcelona by train.

Car in Spain

In Spain, owning a car is hardly essential. Spanish cities are designed for pedestrians and most areas can be reached easily on foot or public transport. Furthermore, in big cities like Madrid and Barcelona parking spaces are always scarce to come by.

Additionally, fuel costs an average of €1.3 per liter while routine maintenance will set you back around €150 each month. This is rather expensive if you don’t plan on traveling a lot.

Suppose you are planning on traveling by car. In that case, the cost of buying and insuring one in Spain will vary depending on your age and driving record. Expect to pay around €2,000 for an entry-level model with basic insurance coverage.

Health care

As a citizen or permanent resident of Spain, you are entitled to free healthcare that is funded by your employer through social security contributions. However, in certain circumstances and depending on the region where you live, some treatments may incur an additional fee.

Aspiring expats tend to opt for private health insurance plans as they offer greater coverage and protection. Generally, these types of policies will range from €30-€50 each month for those in their 20s or 30s. However the price increases with age or pre-existing medical conditions. To ensure a secure and tranquil journey in Spain, we highly recommend that you get travel insurance. It is the best way to guarantee your safety when traveling abroad.

Entertainment costs, sports, and leisure in Spain

Investing in a fitness club subscription in Spain costs just €40 per month. If you want to get active, you can also book an hour’s tennis at only €11.

If the movies or theater are more your style, two tickets will set you back at least €16 and €52 respectively. Spain offers plenty of cost-effective activities for backpackers or those traveling on a shoestring budget. Bar hopping is always an option with the average cost of beer per pint at €2.50 and that of cocktails at €5.

 

Cost of living in Spain

Frequent questions about the cost of living in Spain

When you want to move to another country, it is normal to read and research as much as you can. Here are some of the most frequently asked questions that may help you solve some of your doubts.

How much does it cost to live in Spain?

If you’re alone, you can live on €1000 per month in Spain. This includes room rent, groceries, health insurance, rare use of public transport, eating out a few times a month, and shopping moderately. If you want to eat out regularly, shop frequently, and travel in or around the country, then a budget of €1700 is enough to live comfortably. Families with children should budget €2,200 to €2,881 per month. This includes the cost of groceries, rent and utilities, public transport, shopping, education/preschool, and insurance.

This is greatly attributed to its lower per capita income than many other Western European countries. According to The Organisation for Economic Co-operation and Development (OECD), Spain exhibits superior performance in various well-being aspects in comparison to other nations featured in the Better Life Index.

The country notably surpasses the average in crucial areas such as fostering a favorable work-life balance, ensuring the population’s health, cultivating strong social bonds, and maintaining safety. However, it lags behind the mean in generating job opportunities, providing quality education, as well as in promoting life satisfaction among its citizens.

Cost of living in Spain vs the USA

If we compare it with the United States, it’s clear why so many Americans opt to work remotely from Spain. The average salary in Spain is twice as low as those in the US.

US citizens who move to Spain for work, study or retirement will relish the considerably lower living expenses. You only need around 750$-1000$ a month to cover all costs compared to similar accommodations in the United States. If you’re daring enough to make the move from an expensive city, such as New York or San Francisco, to a Spanish city like Barcelona you’ll notice how cheap everything still is.

Cost of living in Spain vs the UK

Spain has been and continues to be a relatively popular destination for the British. More and more Brits are planning to move to Spain after Brexit to enjoy the warmer temperatures, beautiful beaches, and cheap cost of living.

On average, the cost of living in Spain is 114% cheaper than in the UK, and the biggest cost differences are in rent, utilities, and daycare. Although some prices are pretty similar, such as water bills, the Spanish landmass could offer more economical options. For instance, telecommunication companies in Spain give packages including phone and television for your entire family, which can significantly reduce expenses.

Cost of living in Spain vs Canada

Canada and Spain have a few similarities, such as beautiful nature, friendly people, and great healthcare. But perhaps what gives Spain an edge is its cheaper cost of living, access to healthier food, and warmer climate for those looking to get away from Canada’s winters.

On average, the cost of living in Spain is 59% cheaper than in Canada. Although gym memberships and utility bills can be slightly more expensive in Spain, you’ll find the biggest differences in the rent costs, groceries, alcoholic drinks, and daycare.

A word from SublimeSpain

Living in Spain is a fantastic experience. Spain is one of the most beautiful countries in Europe. Spanish culture is full of art and outdoor attractions. But, like in all other countries, all the major cities have their own unique cost of living.

With this valuable insight into how much you can expect to spend each month on rent, groceries, utilities, and other expenses in Spain, you can budget better during your stay.

Moving to a new country can be tricky financially but having an idea of what to expect can help make the transition smoother. So if you’re planning on heading to Spain soon – use this guide as your starting point for creating a budget.

Disclaimer: Information on this page may be incomplete or outdated. Under no circumstances should the information listed be considered professional legal advice. We highly recommend seeking guidance from a legal expert if you lack extensive knowledge or experience dealing with any of the procedures outlined in these articles.

 

What is Considered a Decent Salary in Spain?

Living in Spain remains a popular choice for many expats but what is considered a decent salary in Spain? The country’s average salaries are generally attractive in comparison to other European countries. However, there are variations depending on the region and sector type.

Spain’s remarkable culture and customs have become renowned in every corner of the Earth, thus spurring an influx of immigrants to the country. Before committing to such a life-changing move, though, prospective migrants must consider what salary they would need to sustain themselves comfortably in their new homeland. Read on to learn more about it!

What is a good salary to live comfortably in Spain?

If you are an expat considering relocating to Spain, obtaining a Spanish Working Visa is essential for legally residing and working there. Getting that visa, however, requires a job offer from a Spanish company – but how can you tell if this is truly the right opportunity? Before accepting any position overseas, consider your salary versus what would be necessary to cover living expenses. This way you know for certain whether or not saying ‘yes’ will lead to financial stability abroad.

A good monthly net salary in Spain is generally considered to be around €2,700 for an individual, allowing for a comfortable lifestyle. In 2024, the national average net salary was approximately €1,785 per month, or €2,250 gross. Notice that having a family implies higher expenses and consequently, higher incomes. Families need a net income closer to €4,000 to manage expenses comfortably.

In Madrid, salaries are about 18% higher than the national average. This means that a single person might need at least €3,185 monthly to maintain a similar standard of living. Professionals with mid-level experience in Madrid typically earn between €35,000 and €55,000 annually, reflecting the balance between income levels and the city’s relatively moderate cost of living.

what is considered a decent salary in Spain

Is Spain a good place to work?

Despite having the highest youth unemployment rate and a relatively low average salary within the EU, Spain remains an irresistible destination for expats.

The exceptional quality of life, great work-life balance, and cheaper cost of living make it attractive to young people looking for new opportunities.

For English speakers, Spain’s largest and most vibrant cities are excellent locations to pursue work. With a strong expat network and an abundance of job opportunities, you’ll be able to find your desired career path. We suggest researching SublimeSpain team to apply for a working visa so that you can explore all your prospects for employment.

What’s the minimum salary in Spain?

The Minimum Interprofessional Wage (SMI according to its Spanish acronym) in Spain will increase again during 2025, continuing with the plan of increases initiated in 2018. According to estimates by the Ministry of Labor, the SMI will reach 1145 euros per month in 14 payments, representing a 3% increase over 2024, which was 1134 euros.

Do interns get minimum wage in Spain?

While most of the Spanish workforce is entitled to a minimum wage, unfortunately, this only sometimes extends to interns. If you are still studying, chances are that your compensation will be around €300 for travel or lunch expenses.

However, if you have already graduated and taken up an extracurricular internship position, then you should expect no less than the established minimum wage rate. If you’re considering an internship in Spain, it’s a good idea to review the agreement carefully to understand your rights and compensation.

The average salary in Spain by sector

The average salary in Spain by sector varies significantly based on factors such as experience, location, and company size. However, some sectors reflect Spain’s growing focus on innovation, sustainability, and global commerce. Here’s a breakdown:

Technology

The tech industry is expanding rapidly, especially in cities like Madrid and Barcelona. Professionals in roles such as software development, data analysis, and IT consultancy can earn anywhere from €40,000 to €80,000 annually, depending on their experience.

Engineering

Fields like civil, mechanical, and electrical engineering offer salaries ranging from €35,000 to €65,000. The renewable energy sector is also emerging as a key player, providing competitive pay for specialized engineers.

Finance and Banking

Spain’s financial sector continues to thrive, with financial analysts earning between €40,000 and €60,000 per year. Senior roles, particularly in multinational firms located in Madrid, can surpass €100,000 annually.

Do taxes negatively influence salary in Spain?

Yes, taxation does impact wages in Spain. The average income tax rate for Spanish citizens ranges from 24% to 46%. This is significantly higher than in most European countries and can often take a huge chunk of your salary. Every worker pays taxes monthly and the final amount depends on their sector, location, and average income.

Taxes in Spain include income tax, social security contributions, and other levies. Although taxes can have a negative impact on your salary, you could be eligible for certain exemptions or reductions depending on your industry, age, and marital status.

What is considered a good Salary in Spain?

What is the best-paid job in Spain?

Earning a substantial salary is essential to many people living in Spain. A large paycheck can cover the necessities, such as food, rent or mortgage payments, and transportation expenses; while still leaving plenty of funds for other luxuries. Improved quality of life and access to more opportunities come with a good salary.

Chief Executive Officer

The average salary for a Chief Executive Officer is €171,000 per year. If you want to be at the top of your company earning the highest salaries, these jobs are for you.

High-level positions entail a whole lot of responsibility and risk as Chief Executives need to ensure that organizations remain profitable. To reward them for their effort, CEOs generally receive more compensation than other employees in the organization.

Surgeon

Surgeons earn an average gross salary of €170,000 per year in Spain. By taking up a job as a surgeon, one can expect to earn an above-average salary with the potential for higher earnings.

Surgeons are essential in providing specialized healthcare to people around the globe, making their careers one of the most desired jobs. Their qualifications and experience make these important roles highly financially rewarding–especially in major Spanish cities like Barcelona and Madrid where hospitals and treatment centers are at the heart of it all. Surgeons face the daunting task of making fast and accurate decisions under significant pressure. Therefore, they are usually among the most highly compensated positions in Spain.

Chief Financial Officer

Chief Financial Officers in Spain earn an average gross salary of €133,000 per year. As the second highest-ranking executive in a company, the Chief Financial Officer (CFO) plays an integral role in managing finances and leading multiple departments. From scheduling to budgeting to analyzing spend vs costs figures, it’s no secret that this position is as demanding as it is important. In recognition of their hard work and dedication, CFOs are handsomely compensated for their efforts – job seekers should note that this position comes with a high salary and plenty of job stability.

Airline Pilot

Airline Pilots earn an Average gross salary of €73,000 per year which is considered a decent salary in Spain. Being a pilot in Spain is one of the most sought-after jobs, and for good reason – it pays well! Pilots who take on international flights often earn more than pilots with shorter hauls. The training to become a qualified pilot may be intense. However, the results are sure to be worth your while at the end of all that hard work.

What is considered a good salary in Spain?

Part-time workers in Spain

In Spain, the full-time working week is 40 hours. However, many people choose to supplement their income with additional part-time work. This can be beneficial in terms of raising overall gross pay, as some jobs may be better paid than others while also providing a good work-life balance.

Part-time jobs, such as teaching English, are quite popular among young expats. This is due to the fact that they usually offer a higher salary than most other part-time jobs. These jobs are paid 5% less than the average Spanish minimum wage.

What to do if you’re not being paid the minimum wage in Spain?

If you are not earning the minimum monthly wage, it’s important to check with your employer that your gross salary is in line with both Spanish law and the national average gross wage rate. If you find a discrepancy, it’s best to talk to your employer directly to resolve any differences and ensure you are paid what you are owed.

The Spanish government is committed to ensuring that employers uphold Spain’s minimum wage laws, and fines may be imposed on those who do not comply. To protect employees if their employer becomes insolvent or terminates employment without paying wages owed, they can count on the Spanish Salary Guarantee Fund (FOGASA) alongside the Ministry of Labour. Furthermore, workers are also granted additional protection under specific circumstances outlined by labor regulations regarding strike action.

A word from SublimeSpain

Determining a decent salary in Spain depends on each individual’s situation. Factors such as place of residence, amount of education and experience, cost of living in the area, and any other unique circumstances will all play a role in determining one’s salary.

No matter the exact specifics, salaries within Spain should provide enough money to live comfortably while still allowing room to save and invest. With economic policies improving in recent years, many citizens have managed to achieve higher wages than before. This is an encouraging sign for those looking to move there or relocate within the country.

Disclaimer: Information on this page may be incomplete or outdated. Under no circumstances should the information listed be considered professional legal or financial advice. We highly recommend seeking guidance from a legal or financial expert if you lack extensive knowledge or experience dealing with any of the procedures outlined in these articles.

How Much are Utility Bills in Spain?

Bills in Spain can vary greatly depending on the required electricity, gas, water, and other services. Before taking the plunge and investing your time, energy, and finances into living in Spain, you should consider some practical matters. One of those is understanding what kinds of bills and expenses you can expect as a resident. Read on to learn more!

What bills do you pay in Spain?

Trying to guess how much your utility bills in Spain will cost is almost impossible, as the amount varies drastically depending on the size and condition of your home. However, if you already own a Spanish property or know what kind you want to buy, it’s possible to use this info in order to calculate an estimate of what your monthly payments may be.

 

Bills in Spain

Local Property Tax

Once the title deed is signed before the Spanish Public Notary, you must pay the local property tax, IBI (Impuesto de Bienes Inmuebles). This is a yearly tax that depends on the cadastral value of your house. However, you can sometimes receive your first one for up to two years. These bills are sent directly to a Spanish property’s address. The specific percentage of taxes owed ranges from approximately 0.405% to 1.166%, depending on the province where the property is located. It’s worth noting that the cadastral value of a property is reevaluated periodically to ensure that taxes remain up-to-date.

Electricity Supply

Your energy supply bills vary hugely depending on electricity prices, the electricity company you use, and your own electricity consumption. When setting up an electricity supply to Spanish property, electricity companies will require proof of ownership (title deed) and proof of residence in Spain (a Spanish bank account).

If you’re living in Spain, it’s normal to expect your monthly electric bills to be between €60 and €100. But that can change depending on the contracted kW of your home, its size, and how much time you spend there. Small or medium-sized homes should have a 3.45kW contract. Larger homes need 5.75kW, while those with heavy electrical consumption require 10.35kW. To reduce electricity bills in Spain, it’s worth considering electricity-saving measures such as using energy-efficient appliances and installing solar panels.

Water Supply

Water in Spain is provided by local authorities and municipal authorities, although in some areas, there are local public services responsible for water supply. Approximately one quarter of the country relies on privately owned suppliers, another half primarily utilizes public sources for their supply, and the remaining area relies on private and public entities to maintain adequate water service. The price for a monthly water bill can fluctuate depending on the amount of water you use and how many people live in your home. The cost of a monthly water bill is usually between €30 and €150 depending on your location, consumption, and the type of contract you have in place. You should expect to pay between 40-60 euros each month for your water expenses.

When relocating to Spain without utilities, make sure the water contract is transferred into your name. Head over to the local town hall or check online for details on how to register as its new owner. Notice that this process may differ depending on where you live. You need to bring your ID and your address with you to register.

Bottled Gas

Bottled gas costs vary greatly depending on your location and the bottle size you purchase. The gas is used to heat water and cook food, so the cost can be quite high. After moving into your new home, contact your local gas supplier and request that they turn on the gas. Selecting the perfect gas supplier for your home in Spain is just as easy as selecting an electricity provider. Each region has its own primary supplier; however, you still have a few options. Once this has been done, a meter reading will be taken and you’ll become an official customer. Fortunately, these can easily be organized with your provider at around €60-€70.

Community Fees

In addition to electricity bills, utility bills, and water bills, you need to consider community fees if you own property in Spain. As a homeowner of property in a “community”, you are responsible for contributing financially towards the upkeep and maintenance of communal facilities. The amount allocated for these fees depends on various elements. Community fees can vary greatly depending on the region and size of the property, but they usually range from €50-€250 per month.

Bills in Spain

Telephone

On average, you will be spending anywhere from 30 to 55 euros each month for your landline phone and broadband internet connection of between 50Mb to 300Mb. Most telephone companies offer discounts for long-distance calls and data packages.

Grocery Bills

Grocery bills in Spain also vary greatly depending on where you shop and the type of food/drinks you purchase. The average grocery bill for a family of four is €150-€200 per month. Supermarkets such as Carrefour, Mercadona, or Lidl typically offer the best prices.

Rent

If purchasing a home is not an option, you may consider renting in Spain. Rent cost is cheaper inland than it is along the coast and more expensive in tourist areas. A 1-2 bedroom apartment outside of a city typically costs €500 per month while one inside a city can range from €675 – €750. On the other hand, if you’re looking for something bigger such as a villa complete with its own pool, expect to pay at least €1,000+ per month.

Running a Car in Spain

The public transportation system in Spain is outstanding. Still, many choose to purchase a car after they relocate since it’s the fastest and most comfortable way to get from one place to another—especially if you live in an isolated holiday spot. Car insurance rates can vary significantly depending on the size and model of your car, but expect to pay anywhere from €85-€150 each month for a medium-sized vehicle.

Insurance in Spain

Depending on your age and history, life insurance can be costly. Health insurance is necessary and you should budget at least 30 euros per month for it. Additionally, be ready to spend around 250 euros yearly on building and content coverage.

A word from SublimeSpain

If you are preparing to move into your new Spanish residence, opening a local bank account beforehand is essential. Not only is this the most convenient way of collecting utility bills via direct debit, but it will also simplify many everyday tasks. Bills in Spain are paid through automatic transfers from your bank. Therefore, you’ll need to input these data when signing up. While it’s possible to use other payment methods, this will likely remain the easiest option.

Disclaimer: Information on this page may be incomplete or outdated. Under no circumstances should the information listed be considered professional legal or financial advice. We highly recommend seeking guidance from a legal or financial expert if you lack extensive knowledge or experience dealing with any of the procedures outlined in these articles.

Opportunities and Barriers for Foreigners in Spain’s Legal System

Spain has long been a prime destination for foreign investors, entrepreneurs, and expats. Its vibrant economy, strategic location, and high quality of life make it an attractive hub for those looking to establish businesses, invest in property, or secure residency.

Spain’s legal system is structured to accommodate foreign activity. However, it also presents challenges, such as bureaucratic hurdles, investment restrictions, and evolving tax laws.

This article explores both the benefits and barriers of Spain’s legal framework for foreigners, helping investors and expats navigate the system effectively.

The Opportunities for Foreigners in Spain

Business and Investment Opportunities for Foreigners

Spain has positioned itself as a welcoming destination for foreign entrepreneurs and investors. With a relatively straightforward company formation process, government-backed initiatives, and attractive visa options, the country provides fertile ground for international businesses to thrive.

  • Ease of company formation: Foreigners can establish a business in Spain with relatively simple procedures, especially through an SL (Sociedad Limitada, similar to an LLC).
  • Foreign Direct Investment (FDI): Spain welcomes foreign investment in key sectors such as real estate, tourism, and renewable energy.
  • Golden Visa program: A fast-track residency option for non-EU investors purchasing €500,000+ in real estate or making significant business investments. However, the Golden Visa residency will stop being available from April 2025.
  • Support for startups: Spain offers incentives for tech entrepreneurs, such as tax benefits and startup-friendly laws like the Ley de Startups (Startup Law).

Legal Protections for Property Buyers

For those looking to invest in Spanish real estate, the country offers strong legal protections. Foreigners can buy property without restrictions, and Spanish laws ensure secure transactions to safeguard buyers from fraud and legal disputes.

  • No restrictions on foreign ownership: Non-residents can freely buy property in Spain.
  • Secure transactions: Spanish real estate laws protect buyers through mandatory notary involvement and registry requirements.
  • Mortgage accessibility: Many banks offer loans to non-residents, though conditions may vary.
  • Urban planning compliance: Buyers must ensure properties comply with zoning laws to avoid legal issues.

Residency and Immigration Pathways for Expats

Spain offers multiple residency options for those looking to live, work, or retire in the country. Whether through investment, employment, or family ties, expats can find a pathway that suits their needs.

  • Non-lucrative visa: Ideal for retirees or financially independent individuals who don’t plan to work in Spain.
  • Work and entrepreneur visas: Available for professionals and business owners, though requirements are strict.
  • EU citizens’ rights: EU nationals enjoy free movement and simplified residency processes.
  • Fast-track citizenship: Latin American nationals can apply for Spanish citizenship after just two years of residency.

Legal Protections for Foreigners in Disputes

Foreigners doing business or residing in Spain benefit from legal safeguards in contracts, consumer rights, and dispute resolution. Whether facing fraud, contract breaches, or legal conflicts, Spain provides various mechanisms to ensure justice.

  • Contract enforcement: Spanish law offers strong protections in business agreements.
  • Consumer rights: Strict regulations protect buyers from fraud and misleading practices.
  • Legal representation: A network of English-speaking lawyers is available to assist foreigners.
  • Alternative dispute resolution: Mediation and arbitration can be used instead of lengthy court proceedings.

Taxation and Financial Advantages for Expats

Spain offers several financial advantages for expats, from tax incentives to banking accessibility. Programs like the Beckham Law provide tax relief for foreign professionals, while double taxation agreements ensure fair treatment.

  • Double taxation agreements: Spain has treaties with many countries to prevent double taxation.
  • Beckham Law: Offers reduced tax rates for foreign professionals moving to Spain.
  • Banking access: Foreigners can open bank accounts, though non-residents may have additional requirements.

The Barriers for Foreigners in Spain

Foreign Direct Investment (FDI) Restrictions and Approvals

While Spain encourages foreign investment, certain sectors are subject to government oversight. Investors from outside the EU/EFTA may face additional approval processes, particularly in industries deemed critical to national security.

  • Strategic sectors: Investments in defense, energy, and telecom may require government approval.
  • Non-EU investors: Some foreign investments require prior authorization, especially from outside the EU/EFTA.
  • Government oversight: Spain has increased scrutiny on foreign-owned companies, especially in critical industries.

Regulatory and Bureaucratic Hurdles

Spain’s bureaucracy is notorious for its slow-moving processes and complex regulations. Setting up a business, obtaining licenses, or dealing with administrative tasks can be time-consuming and frustrating for foreigners unfamiliar with the system.

  • Complex licensing requirements: Certain industries, like hospitality and finance, require extensive permits.
  • Slow bureaucracy: Company registration and approvals can take months.
  • Regional inconsistencies: Regulations can vary between autonomous communities, complicating compliance.

Barriers to Property Investment and Ownership

Despite strong protections for property buyers, foreign investors must navigate various obstacles, including high taxes, zoning restrictions, and legal risks when purchasing off-plan properties.

  • Urban planning restrictions: Some areas impose limitations on foreign property developments.
  • Off-plan property risks: Legal uncertainties exist when buying properties under construction.
  • High property taxes: Non-residents face additional taxes, including wealth tax on properties over a certain value.

Residency and Citizenship Limitations

Spain has strict residency and citizenship rules, especially for non-EU nationals. Obtaining permanent residency or work authorization can be a lengthy and demanding process.

  • Permanent residency challenges: Requires at least five years of legal residence.
  • Financial requirements: Non-lucrative visas demand proof of stable income, which can be high.
  • Limited work visas: Non-EU nationals face difficulty obtaining work permits in certain sectors.

Potential Financial Risks and Penalties

Investors should be aware of evolving regulations and potential financial risks. Certain foreign investments remain restricted, and failing to comply with legal requirements can result in severe penalties.

  • Heavy fines: Unauthorized transactions can result in penalties and even nullification.
  • Changing tax laws: Revisions to taxation policies could impact foreign professionals and business owners.

Conclusion

Spain offers significant legal advantages for foreigners, from business-friendly policies to strong property protections and attractive residency options. However, bureaucratic hurdles, investment restrictions, and evolving tax regulations pose challenges.

To successfully navigate Spain’s legal landscape, foreign investors and expats should seek professional legal advice before making financial commitments. Proper planning and compliance with legal requirements can help maximize opportunities while avoiding pitfalls.

Crime in Spain and the Legal System

Crime in Spain is relatively low compared to other European countries. However, you should be aware of some common scams, thefts, and crimes. To ensure your safety while visiting or living in Spain, there are certain precautions you should take. It is important to understand Spanish laws and the legal system to know your rights and responsibilities when it comes to crime.

Is Spain a safe place to live in?

Despite its recent increase in crime rates due to the pandemic, Spain’s crime rate is still one of the lowest in Europe. Spain is still a highly secure nation to live in. The Global Peace Index of 2024 even ranks it amongst the most peaceful countries on earth – at an impressive 23rd place. Spain is 109 spots higher than the U.S.A. and 5 spots higher than the Norway. Spain is much safer than many European countries as violence and property crimes are rare.

However, figures are always relative and the data available may not be completely accurate as it is affected by several factors such as the police force, media coverage, and politics.

Crime in Spain

What is the theft rate in Spain?

Theft rates vary significantly by region in Spain, with some areas experiencing higher rates than others. Below, we provide insight into the theft rates in different cities and regions of Spain.

Andalusia

With the highest population (17.84%), Andalusia unsurprisingly has the highest crime rate in Spain. The crime rate is proportionally higher in regions such as Seville than in other areas. It has a crime rate of 43.6 per 1,000 residents. The most common type of crime is petty crime, theft, robbery, and drug trafficking. In addition, the rate of homicide is higher in comparison to other crimes, such as driving offenses and petty crimes.

Barcelona

In Barcelona, most reported incidents happen in heavily trafficked tourist destinations. Some examples are Las Ramblas, El Prat Airport, Sants train station, Metro stations, and inside Sagrada Familia Area. Moreover, thefts occur frequently around Port Olimpic Area and its surrounding beaches. Other top attractions like Gothic Quarter Park Güell, Plaza Real, and numerous beaches along the coast also had their fair share of undesirable activities.

Valencia

The crime rate in Valencia varied by 12.57 percent in 2022 compared to the same period in 2021. There have been a total of 43,085 criminal offenses, according to data from the Ministry of the Interior’s Crime Balance. Crime in Valencia stands at a rate of 67.6 criminal offenses per 1,000 inhabitants.

Canary Islands

Contrary to their proportion of the national population, which stands at 4.51%, the sun-kissed Canaries have a relatively higher number when it comes to certain crimes such as sex and homicide crimes (6.76% & 6.30% respectively) and robberies (9.00%).

Madrid

Madrid and its surrounding region are the most secure of all large cities in Spain. However, tourists should be cautious when sightseeing around the Prado Museum, Atocha Train Station, Retiro Park, near the Royal Palace, and especially in Plaza Mayor. Most passport and bag thefts occur at Barajas Airport, local hotels, El Rastro (Madrid’s flea market), and within Metro stations. For those traveling to Madrid, it is best to remain aware of your surroundings to avoid becoming a victim of crime.

Types of Crime in Spain

Lottery prize scams

Recently, criminals from various European countries have been using lottery scams to target Spanish residents through emails and letters. In these messages, recipients are told they’ve won a large prize even though there is no evidence that they ever entered the associated foreign lottery draw. To be paid their monetary reward, “lucky winners” must provide personal information, including bank account details, and make an extra payment for so-called “expenses.”

Street swindles

Street swindles involve small groups of people stealing from tourists. Thieves distract tourists and then run away with their belongings, such as wallets, smartphones, jewelry, etc. They use tactics that challenge even the most creative of imaginations. Often, they work together in pairs or larger groups; one person distracts their victim while the others commit a crime. For instance, you might be approached with questions about directions and asked to look at a map – only to discover your possessions have been stolen from behind your back.

Alternatively, someone may “accidentally” spill something on you or pretend to help clean bird droppings off of your clothing as an accomplice makes away with any valuables you had tucked away. Criminals may drop coins or keys at your feet to distract you and attempt to steal your possessions. Fortunately, physical assaults are rare occurrences. However, there are times in which the assailants come from behind and wrap their arms around the victim’s neck to choke them while others rifle through or take away their belongings.

Home visitors scams

Home visitor scams are a tactic used by pickpockets and thieves to gain access to the inside of homes. They may pose as utility workers, postal employees, delivery people, or even police officers to gain access to a residence. Once inside, they can easily steal items that have been left out in plain sight. It’s best to never open the door to anyone unknown. If they do have valid identification, always ask to see it before opening the door.

Sometimes, the criminal masquerades as a worker from an energy provider, such as a gas installation company, to contact their target and lead them to believe that they must perform some kind of system check. Once the resident agrees, these criminals will take advantage of this opportunity by charging for services never actually done.

Housebreaking and Burglary in Spain

Foreigners are often victims of housebreaking and burglary in Spain, as criminals know many have items worth stealing such as laptops, cameras, or electronic devices. Installing an efficient alarm system and/or video surveillance cameras in your home is highly advisable to deter burglaries. If you live in Spanish urban areas, it is also important to be aware of the presence of gangs and organized crime groups that may target homes for robbery.

Domestic Violence

In Spain, there has been an increase in domestic violence over the years. This form of psychological or physical attack may be committed by a family member, a romantic partner, or someone with whom the victim has had previous contact. Violent conflicts can take many forms, from physical aggression to manipulation and control, and can occur in all socio-economic classes. The Spanish government has implemented a law to protect victims of these attacks and prosecute offenders to combat this issue.

Armed conflict

In Spain, several armed groups have been involved in conflicts over land resources and ethnic origin. These groups have been responsible for committing various crimes, including homicide, armed robbery, and causing predatory violence.

Drug Trafficking

Drug trafficking is a major issue in Spain, serving as an important transit point for drug traffickers. Drugs are often behind the motivation for most crime in Spain’s major cities. Drug users in Spain may be more likely to commit petty crimes such as theft and burglary to finance their habit. Spain is one of the primary entryways for cocaine and hashish into Europe, and it’s relatively easy to obtain drugs in urban areas. Though using or possessing soft drugs such as hashish is illegal, authorities often overlook its usage. It is common to see people smoking openly in various bars and clubs. However, the possession and use of hard drugs such as cocaine, ecstasy, and heroin are strictly prohibited and punishable by law.

What to do if you’re a victim of crime

Spanish law differentiates between public and private crimes in its judicial system. Publicly-prosecuted offenses are handled solely by the authorities, meaning no external party would be allowed to participate. Private crimes, on the other hand, require a third party to report the crime in order for it to be prosecuted.

If you’re a victim of a crime in Spain, you must report it to the local police or Civil Guard and provide as much information about the incident as possible.

If you’re a foreign visitor, it is also advisable to contact your country’s embassy or consulate in Spain in case you need assistance.

Further questions about crime in Spain

Crime in Spain

Why is crime so low in Spain?

Even though there are very large urban populations in Spain, strong family patterns, often based around rural origins, keep society structured. This contributes to the lowest crime rate in Spain, which is lower than in many other European countries. Crime is higher in countries where the industrial revolution wiped out these family structures.

In addition, the Spanish legal system has tough penalties for certain types of crimes, such as intentional homicides and other violent offenses.

How is crime in Spain compared to the U.K.?

Crime in Spain is generally lower than in the U.K. Spain is one of the most secure countries in Europe, with only 48.8 criminal acts per thousand citizens reported – significantly lower than many other European nations such as the U.K. (79.5), Belgium (74.8), Germany (60.7) and Denmark (53.9).

Is Spain safer than the U.S.A.?

Spain is generally considered to be safer than the U.S.A., with a homicide rate of 0.6 per 100,000 people compared to the startling 6.3 murders in America’s population per 100,000– a difference that is tenfold. When looking at robberies specifically, the U.S. shows 314 occurrences for every 100,000 individuals while Spain only experiences 129 crimes out of each group of one hundred thousand citizens.

A word from SublimeSpain

Crime statistics in Spain take many forms and affect the safety of individuals living in the country. However, it is essential to understand that the legal system serves as an important mechanism for justice – where those convicted are held accountable for their actions and victims can receive compensation to help heal. As the traveler, it is your responsibility to ensure that you comply with all foreign entry regulations and have the necessary documentation. We always encourage travelers to double-check content before departure from other reliable sources as information can change without notice.

Disclaimer: Information on this page may be incomplete or outdated. Under no circumstances should the information listed be considered professional legal or financial advice. We highly recommend seeking guidance from a legal or financial expert if you lack extensive knowledge or experience dealing with any of the procedures outlined in these articles.

Wealth Tax in Spain in 2025: What Do You Need to Know

The Spanish wealth tax, or ‘Impuesto sobre el Patrimonio,’ is an annual tax placed on wealthier individuals and families in Spain. While this form of taxation doesn’t necessarily apply to most people, it can significantly impact those with substantial wealth and even deter many from ever moving to this beautiful country. However, strategic and careful planning coupled with professional guidance will help you reduce your wealth tax liability and, ultimately, fulfill your ambitions of living in Spain.

Residency considerations related to wealth tax

An essential distinction in Spain related to the wealth tax is between residents and non-residents. At the same time, both residents and non-residents need to pay wealth tax. In general, non-residents will have to pay less than residents.

You are a resident in Spain for tax purposes if you spend more than 183 days per year in Spain (6 months). On the other side, only spending 182 days or fewer in the country will classify you as a non-resident for tax purposes in Spain. In this way, having a residency permit does not automatically make you a tax resident in Spain.

Non-residents in Spain and wealth tax

If you’re living in Spain as a non-resident for tax purposes, you’ll only be taxed on your assets within the country that is valued at over €700,000. This means that if all the rest of your possessions are located outside of Spain, they are not subject to wealth tax. Situations, where you will be a non-resident and have to pay wealth tax, are:

  • When you are a married couple, you can claim an allowance of €1,400,000 against all included joint assets.
  • If you inherit wealth above €700,000 from Spain, you will have to pay inheritance tax, and you will have to start paying wealth tax.
  • In general, when you have a double nationality, you will not have to pay wealth tax over all your assets when you are located abroad for more than 183 days of the year.

Exemptions for non-resident wealth tax in Spain

For non-residents, there is only an individual deduction of €700,000 on the Spanish wealth tax.

Residents in Spain and Wealth tax

If you are living in Spain as a resident for tax purposes, you will be taxed on your worldwide assets that are valued at over €700.000. This means that on top of your assets located in Spain, the value of all your assets will be included for wealth taxation purposes in Spain, which can lead to a significant overall tax increase. Situations where you will have to start paying wealth tax as a tax resident are:

Exemptions for tax residents in Spain

There is a range of exemptions, and you can also claim a personal tax-free allowance that varies based on the region you live. Some exemptions include:

  • Individual deductions on the national level are €700,000. However, autonomous regions can have a different rate. For example, the deduction in Catalonia is only €500,000.
  • Married couples are entitled to individual deductions on their share of the main home owned, provided joint name ownership.
  • You can get an allowance of up to €300,000 against the value of your primary home.

Therefore, in some cases, the homeownership and individual deductions combined allow married couples to have a total tax-free allowance of up to €2,000,000.

Bear in mind that tax treaties may be enacted with other countries if taxed elsewhere. For example, double taxation treaties are in place with the United States, Canada, and various countries throughout Europe.

Wealth Tax in Spain

Exact percentages of wealth tax in Spain

Wealth tax in Spain is a progressive tax in Spain. The more value your assets have, the more you will pay. The different autonomous regions have various wealth taxes in place, and some don’t have any. In general, wealth tax in Spain is between 0.2% and 2.5%. Below is more information.

The national progressive wealth tax is:

The national wealth tax in Spain is for non-residents and residents who reside in an autonomous region that has not set a wealth tax rate. Wealth tax rates for non-residents have increased since previous years and range anywhere between 0.2% and 3.5%. The top percentage bracket starts at around 10 million euros.Rates and wealth tax in Spain for 2025

 

The autonomous regions have different wealth tax between:

Spanish residents are taxed based on their fiscal residency location within the country. While the percentages listed for non-residents are also the national standard for residents, some Spanish Autonomous Regions have set their percentages and tax brackets.

Wealth tax in Spain by regions

Wealth tax in Spain by regions

Avoiding wealth tax in Spain

There are ways you might be able to “avoid” Spanish wealth tax. However, they do come with some caution. They need to be correctly and legally executed for the assets to be exempt.

1. Bonds for Life Assurance

When the policyholder of the life assurance bonds, has waived his right to redemption, and an irrevocable beneficiary has been named. The policyholder can’t exercise the right of redemption.

When the policyholder can’t access the assets, it’s not part of its assets, and therefore, they don’t have to pay wealth tax. According to Spanish courts, the minimum period of waiving rights through the policy is three years (V2516-17, V3070-17, V0993-18).

2. Pensions

In Spain, pensions and their assets are not subject to wealth tax. The person receiving the pension can’t use it, so it’s not considered part of their assets.

3. Shareholding

Shareholders in companies with the following characteristics:

  • The firm is a trading business.
  • There is ownership of at least 5% of the company’s share capital or 20%, excluding shares held by a spouse or other family members.
  • You manage the firm’s operations.
  • You receive a wage for these jobs at least half of your total net earnings.

4. Giving money away

By giving money away, you can take it out of your estate. Often it is given to children or grandchildren to avoid estate taxation.

5. Share money between your spouse

When you transfer assets to your spouse, you can take them out of your estate.

6. Other potentially exempt assets

Household effects, businesses meeting certain standards, intellectual property rights, and business assets that are used for the taxpayer’s major source of income are all examples of special classes that could be considered exemptions.

Of course, you should always seek expert advice before taking significant steps like those mentioned above. Always keep in mind that the rules of taxation change over time, so make sure you check them frequently.

Wealth tax Spain

Key assets included in the Spanish Wealth tax

There is a range of specified inclusions to the Spanish wealth tax. While there may be some things that require special clarification. These are the essential items to consider that are covered under the Spanish wealth tax:

  • Real estate properties
  • Artwork and antiquities
  • Vehicles, boats, planes, etc.
  • Insurances, deposits, and temporary income
  • Luxury items – e.g. expensive jewellery, expensive coats, racing cars

Key assets exempted from the wealth tax in Spain

  • Primary home in Spain (up to 300,000 EURO)
  • General household contents (except any items listed above)
  • Pension rights
  • A range of small business assets and family company holdings

Other deductibles include any loans taken out on the condition that they weren’t used to invest in any of the assets considered exempt from the wealth tax.

Wealth tax and the 60% Rule

Spanish residents have a rule that stipulates an individual’s cumulative wealth and income tax cannot exceed 60% of their total taxable income.

So wealth tax + income tax cannot be higher than 60% of your taxable income.

For example, if an individual has a taxable income of 100,000 Euros (savings or general), then their wealth tax + income tax cannot exceed 60,000 Euros.

However, it’s essential to remember that you must pay a 20% minimum of the total original wealth tax calculation. So you will never be fully exempt from wealth tax. In this way, it is wise to take as little income as possible.

The payment of the wealth tax

Provided you have any wealth tax liabilities, you’re required to complete the wealth tax forms at the end of each year (31st of December), with the final amount payable between May and June.

It is also determined if you are a non-resident or resident.

For married couples considering filing joint income tax returns, you’ll need to calculate your wealth tax on an individual basis and then add it together with your total income tax due as a couple.

 

Tax rates

Professional advisory on wealth tax

Need assistance with Spanish taxation? Reach out to our team of Spanish wealth tax experts for relevant guidance, meticulous planning, and filing management. We will handle your case strictly confidential and get you a second opinion. You can contact us at contact@SublimeSpain.com.

At SublimeSpain, we’ll work closely with you to provide a custom service specifically based on your needs. Not only do we have a wealth of experience with tax strategies and tax planning solutions, but we also have a verified track record navigating the legal and tax system for expatriates and foreign investors.

Disclaimer: Information on this page may be incomplete or outdated. Under no circumstances should the information listed be considered professional legal advice. We highly recommend seeking guidance from a legal expert if you lack extensive knowledge or experience dealing with any of the procedures outlined in these articles.

How Much Does It Cost to Maintain a Property in Spain?

Are you considering investing in a property in Spain and wondering how much it will cost to maintain a property in Spain? If so, the first step is to calculate whether or not you can afford it!

Maintenance costs and other expenses such as utilities are an important part of budgeting for any property. But what “real” cost should you expect if buying a house or apartment on the Mediterranean coast, or perhaps somewhere inland? Read on to discover how much it will cost to maintain life in the land of paella and sangria.

What are the costs of owning a house in Spain?

The cost to maintain a property in Spain can change depending on various factors. These include the residence’s size, whether you are solely responsible for its upkeep or contract specialists to handle it instead.

To give you an idea of what annual expenses to anticipate when owning a property in Spain, here is an overview of associated charges and fees:

cost to maintain a property in Spain
Spanish currency banknotes and coins

IBI Tax

Owning a property in Spain is an investment that comes with financial requirements, regardless of your residency. Most notably, IBI tax (Impuesto sobre Bienes Inmuebles) must be paid to the local Town Hall each year. It is the equivalent of “Council Tax” for those living in the United Kingdom. This fee covers expenses including waste collection services and infrastructure upkeep. Missing or late payments of annual tax can lead to a hefty financial penalty. Hence, it’s important for all foreign investors and permanent Spanish residents alike to prioritize their IBI taxes on time.

Depending on your location, you can either make this pay annual the tax online or in-person at your local Town Hall. Tax rates for IBI vary by region and are based on the “Valor Catastral” of each property. This means that where you live will affect how much you pay.

To give you an idea of the IBI cost while living in Barcelona, it’s typically 0.6% of your apartment’s value. For example, a two-bedroom home on the Costa Del Sol might be around €400 per year to pay tax. Instead, a luxury villa located in Marbella could range from €1500 – €2000 each year depending on its worth and area.

Non-Resident Property Tax in Spain

IRNR Non-resident income tax (Impuesto Sobre la Renta de No Residentes in Spanish), is a yearly requirement for non-residents living abroad who own real estate. Even if you don’t have any additional sources of income based in Spain and do not rent out your property, as a non-resident property owner this obligation applies to you. This property tax is calculated according to the worth of your assets. Every year, the local town hall issues an IBI receipt that informs you of the cadastral value upon which the IRNR will be based.

Residents’ Tax

IRPF Personal Income Tax (or “Impuesto Sobre la Renta de Personas Físicas” in Spanish) is a direct tax applied to one’s total yearly income for those living in Spain.

This form of taxation applies to any worldwide earnings acquired through employment and self-employment. The taxable amount is determined by subtracting all expenses deemed allowable under Spanish law from your overall global revenue. When filing your annual Spanish income tax return, you can combine rental income with other general sources of income as a resident.

Community Fees/Costs/Taxes for Property Owners in Spain

Along with the taxes outlined above, owning a property in Spain also requires additional administrative and maintenance payments. These can vary widely but might include fees for communal spaces such as playgrounds or tennis courts, annual bank account costs, insurance company expenses, garbage disposal charges and utility bills. All of these must be taken into consideration before making a purchase.

State Tax

Whether you are a resident or non-resident, the amount of taxation required for your Spanish property depends on whether it is being rented out. If so, then quarterly payments must be made to cover 19% of its rental value. If it is not being utilized as such, a much-reduced rate of 0.2% will apply when filing yearly State Tax in Spain.

Utility bills

When it comes to the cost of maintaining a property in Spain, energy costs are an essential factor. Utility bills include water and electricity consumption. The exact monthly utility bills vary depending on the size and occupancy status of your home. However, be aware that higher charges will likely apply if you decide to rent out the premises.

To ensure your bills are paid on schedule, it is essential to establish a Spanish bank account as foreign accounts are not accepted by utility companies in Spain. Although your property may be empty, you will still need to keep up with monthly bills in order to maintain ownership of a home in Spain. Even if you do not stay in the property year-round, utility companies will still expect payment via direct bank transfer. To prevent service disconnection while your home is vacant, it’s essential to maintain sufficient funds in your account at all times. Reconnecting utilities after a lapse can prove time-consuming and costly – so make sure there are no surprises by making timely payments.

Insurance Company Payments

Purchasing a property in Spain necessitates the acquisition of both building and contents insurance, an additional cost to factor into your budget. Home insurance premiums depend on the size of your house and any attached swimming pools, as well as their age and condition. Your mortgage offer often requires that you furnish proof of adequate coverage for their loan security. You can expect to spend approximately 0.05% of your house’s purchase price on yearly premiums. For instance, prices generally range from €250-350 annually near Costa Del Sol. The property insurance company plays a vital role in safeguarding your dream home and its contents. It helps to minimize risks and protect you from the unpredictable.

Other Charges to Consider

When thinking about prospective costs, take into account the distinctive features of your property. For example, if you are fortunate enough to have a private swimming pool in your home, then heating and maintenance charges should be factored in. If there is an outdoor area that needs tending to or any exterior painting or interior decorating required for a non-new built house. Remember that these expenses must not go unnoticed.

If you want to accurately assess the full costs associated with upkeep and updates, a smart tactic is to draw up a list of all monthly and annual tasks that need attending. That way you can factor in extra fees accordingly and ensure you have the accompanying funds ready.

 

cost to maintain a property in Spain

How much tax do you pay on a house in Spain?

All in all, you can expect to pay the following fees for keeping a property in Spain. However, please bear in mind that these figures are just estimates. They should not replace carrying out your own research for specific requirements of your property:

  • 0.15% Local tax
  • 0.05% National tax
  • 0.05% Insurance
  • 0.1% Utilities (if it is an empty property)
  • 0.3% Community charges
  • 0.1% Property charges

Is it worth buying a property in Spain?

Buying a property in Spain can be a great investment, as the country is one of the most attractive tourist destinations in Europe. From the variety of its landscapes to its lively culture and sunny climate, Spain is certainly an attractive proposition for those considering buying a property overseas.

Cost is also something to factor in when looking at property in Spain. Taxes, insurance, utilities and maintenance need to be considered before making a decision. Overall, though, maintaining a property in Spain can often be quite reasonable. In addition, due to the highly developed infrastructure and numerous local services available there, having an asset in this Mediterranean country can be a very wise choice.

A word from SublimeSpain

There are a number of expenses to consider when maintaining a property in Spain. With the country boasting beautiful beaches, mountains, and culture, it can certainly be worth owning a piece of paradise here. However, upkeep will not be cheap. You must pay taxes and take into account utility bills. Also, you should not underestimate repairs.

If you want to own a property in Spain but don’t want the headache that can come with it, then seeking out expert advice might just be your best option.

Disclaimer: Information on this page may be incomplete or outdated. Under no circumstances should the information listed be considered professional legal or financial advice. We highly recommend seeking guidance from a legal or financial expert if you lack extensive knowledge or experience dealing with any of the procedures outlined in these articles.

Legal System in Spain

Whether you are going to live, work or do business in Spain, it’s important to know at least a little bit about the legal system. In this article, you will learn about how the legal system in Spain works. You will also learn how it differs from other legal systems in the world.

Understanding the Legal System in Spain

Civil Law System

Spain has a similar legal system to Italy and France. It is called the “Civil Law System”, which is one of the most commonly used systems in the world. It is based on legal codes and comprehensive laws rooted in Roman and Napoleonic Law.

This is different from the US Common Law System. The Common Law System is based on the lifelong decisions made over and over by judges according to a more flexible range of laws approved by the parliament.

Spanish Lawyer

Autonomous Communities

Spain applies Civil Law throughout its territory. There are however differences in the law for Autonomous Communities. They have their own Civil Laws which are applied according to the specific legal issue. These ‘organic laws’ mean “Estatutos de Autonomía”  in Spanish or Statutes of Autonomy. They are spread to all of the topics and matters that are not attributed to the state. Some of the matters are Public Order, Environmental Protection, Agriculture, inland fishing, Urban Planning and Housing, Festivals, Culture, Education, Public Health, and Social Assistance. It is important to have a lawyer that understands both national civil law and autonomous community laws.

The State

The State has exclusive responsibility in the following fields:

  • Nationality
  • Immigration
  • Exterior Politics and Asylum
  • International Relations
  • Defense and Security
  • Monetary System
  • Transportation (Ports, airports, trains)
  • Foreign trade
  • Sea Fishing
  • Treasury and State Debt
  • Public Works of Supraregional Interest
  • Referendums

The Local Authorities and Town Hall

The Local Authorities and Town Hall also have some power in several legal issues in Spain. These are normally directed to Public Local Services, Road Maintenance and Municipal Police. Also, Spain has a lot of routine police work and road controls, which are found in many other European countries as well. There are 3 organizations related to the Spanish police: The Civil Guard, The National Police and The Local Police. They all have different responsibilities and attributions, as well as several specialized forces for areas such as tax evasion, contraband and international crime.

When a person is met with a legal issue or dealing, it is highly recommended to contact a Spanish lawyer to determine whether it is necessary or not to take legal action.

The Administrative Process

In Spain, the Administrative Process establishes the relationship between the citizens and the Spanish Public Administration. The courthouses control the regulatory power and legality of all administrative acts and the fulfilment of the objectives that justify them.

Before any legal issue can be taken to Court, it is always needed to exhaust the administrative route.

If any Institution of the Spanish Public Administration harms you or your rights, you need to file a claim before the Administrative Institution. The Administrative Institution then need to respond or resolve. In case the person disagrees with the decision or does not receive any resolution within 3 months, the issue can be put before the Administrative Courts for revision.

If the dealing refers to the recognition and enjoyment of benefits included in Social Security. The legal term for the Public Administration to resolve is 1 month before the case can be brought up to the Court of Social Issues.

Legal system in Spain

Legal System in Spain: The Civil Judicial Process

In Spain, The Civil Prosecution Law has two ways to determine what type of judgement is applicable. In both cases, it looks at the matter and the claim, as well as four judicial procedures with different particularities, depending on the issues they carry.

The Ordinary Judgement or Trial is the most common for issues in the matters of intellectual property, general contracting conditions, urban leasing, and all lawsuits over the amount of 6.000 €. To initiate this process there needs to be a lawsuit. When admitted, the parties and a Lawyer would need to appear before the judge to reach an agreement. If the parties agree, a sentence of mandatory compliance will be issued. When there is no agreement then the case will be raised to an Oral Trial.

The Oral Trial or Verbal Judgement deals with matters where it is intended to regain possession of a property for lack of payment or precariously loaned, heritage, suspension or demolition of work, and lawsuits where the amount claimed is under 6.000 €. In this case, a lawsuit is also necessary to initiate the process. When admitted, the parties will appear before the judge, with the evidence and proof of their case. The judge then will review and place a sentence. A lawyer does not need to appear when the claim is under 2.000 €.

Legal Aid Available in Spain

The only available source of professional legal aid in Spain is a Lawyer. Most lawyers specialize in certain areas or fields of law, such as mercantile, labour, immigration, etc. At SublimeSpain you can get services in all legal areas.

It is recommendable to find a local lawyer that can offer you services in your language instead of a lawyer of your own nationality. A lawyer of your own nationality may not know exactly how the Spanish legal system works. Once you find yourself being comfortable with a lawyer, you can designate him to represent you. It is not necessary to sign a service contract. You contract a lawyer by accepting the price and making the down payment.

Lawyer fees depend on the lawyer’s experience and expertise. The general price range is from 120 € to 300 € an hour. There are no “no win, no commission” agreements in Spain. However, in certain cases it is possible to get a fixed rate.

A word from SublimeSpain

In conclusion, Spain has a solid legal system that guarantees the protection of the everyday rights of its citizens and compliance with obligations. However, it’s not near perfection. Spain is ranked number 23 out of 28 countries of the European Union in the 2016 Justice Scoreboard, which measures the freedom of the Justice System. It is number 23 out of 113 countries in the World Justice Project Rule of Law Index.

Disclaimer: Information on this page may be incomplete or outdated. Under no circumstances should the information listed be considered professional legal or financial advice. We highly recommend seeking guidance from a legal or financial expert if you lack extensive knowledge or experience dealing with any of the procedures outlined in these articles.

What Makes a for a Great Place to Work

Work is a huge part of our lives. We spend more hours at work than we do anywhere else. So it’s important to find a job that is satisfying and fulfilling. But what makes you happy at work? Is it the salary, the benefits, or the company culture? In this article, we discuss: what makes for a great place to work?

1. Company culture

Company culture is one of the most important factors in creating a great workplace. A positive company culture promotes employee engagement and satisfaction, which leads to better work performance and productivity.

Strong company culture also helps to attract and retain top talent. There are several key elements of company culture, including values, mission, and goals. When these elements are aligned, it creates a cohesive environment that employees can buy into.

It’s also important for company culture to be adaptive and dynamic, evolving as the needs of the workforce change. Great company culture is one of the cornerstones of a successful business. It helps to create an environment where employees feel valued and motivated, leading to better work output and overall company success.

2. Employee benefits

There are many factors that contribute to making a great place to work. At the top of the list is often employee benefits, which can include everything from health insurance and retirement plans to paid time off and employee discounts.

These benefits give employees access to crucial resources and help take some of the stress out of their daily lives, thereby improving morale and overall job satisfaction. In addition, they provide companies with a competitive edge in attracting new hires, allowing them to build the most talented and engaged teams possible.

Ultimately, when it comes to creating a great place to work, offering strong benefits is essential for ensuring employee happiness and success. After all, happy workers are productive workers, making their employers more profitable than ever before.

3. Office / work environment

A great place to work is one that is not only functional and professional but also provides a positive, engaging work environment. To achieve this, it is important to start with the basics: high-quality furniture and equipment, ergonomic designs, and ample workspace.

But it’s also crucial to provide amenities that help employees feel relaxed and productive, such as comfortable break areas and natural lighting. Additionally, creating opportunities for social interaction within the office can help foster a sense of community among workers and encourage collaboration.

When these elements are all carefully considered as part of an overall workplace design, not only will employees feel more satisfied with their jobs, but they will also be more engaged in their work and driven to succeed.

So if you’re looking to create a truly great place to work, remember that it’s not just about the tools and technology; it’s about creating an environment where people thrive and excel.

4. Company values

There are many attributes that make a great place to work, but perhaps the most important of these is a strong set of company values. At the heart of every successful business lies a set of guiding principles that guide employee behaviour. These values dictate how team members interact with one another, as well as their relationship with clients and customers.

Whether it’s integrity, commitment to excellence, or a focus on collaboration, great company values set the tone for everything else in an organization. They not only provide employees with direction and purpose but also help to build trust and respect among workers. Because of this, it is crucial for any business to put careful thought into its own core values if they want to create a truly great place to work.

5. Opportunities for professional development

A great place to work is an environment where employees are constantly improving their skills and knowledge. This can mean opportunities for formal training, such as attending workshops or seminars, but it can also include less structured opportunities for advancement, such as mentorship programs or goal-setting initiatives.

In addition to professional development opportunities, a great place to work should also allow for personal growth and exploration. Employees should be encouraged and supported in pursuing their own interests and hobbies outside of the office, which can help them maintain a healthy work/life balance.

Overall, if an organization truly values its employees’ growth and wellbeing, it is sure to be a great place to work.